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Independent Insurance Agency · Palmetto Bay, FL

The CoverageYour Family & Business Deserve

As an independent agency, we have the freedom to shop multiple top-rated carriers on your behalf — so you always get the coverage that fits your needs and your budget, not a one-size-fits-all policy.

Beautiful home protected by Muina Insurance Group
AutoCars & Trucks
HomeOwners & Renters
BusinessCommercial
Licensed in Florida
Independent Agency
Bilingual EN / ES
Multiple Top Carriers
Fast, Personal Service
What We Cover
Coverage for Every Part of Your Life

Whether it’s your car, your home, or your business — we compare rates from multiple top-rated carriers so you get the right fit, not just the first option.

Auto Insurance

Auto Insurance

Cars, trucks, motorcycles, and more. We shop the market so you get competitive rates and coverage that fits how you drive.

Also Available
  • SR-22 / FR-44 Filings
  • Roadside Assistance
  • Rental Car Coverage
  • Non-Owner Insurance
Get Auto Quote →
Home Insurance

Home Insurance

Your home is one of the most important things you own. We find coverage that protects it against fire, theft, weather, and liability at a price that makes sense.

Also Available
  • Renters Insurance
  • Condo Insurance
  • Flood Insurance
  • Umbrella Insurance
Get Home Quote →
Commercial Insurance

Commercial Insurance

Your business represents years of work. We help you protect it properly — whether you’re just starting out or already growing.

Also Available
  • General Liability
  • Workers’ Compensation
  • Commercial Auto
  • Business Owners Policy (BOP)
Get Business Quote →
Who We Are
Guidance You Can Trust, Coverage That Fits

Muina Insurance Group LLC is an independent insurance agency based in Palmetto Bay, FL. Being independent gives us the freedom to work with multiple top-rated carriers — which means we can focus entirely on finding what’s right for you. We take the time to understand your situation, explain your options clearly, and make sure you feel confident in every decision.

More Options, Better Fit

Having access to multiple top-rated carriers means we can present you with real options, competitive rates, and a policy that genuinely fits your situation.

Bilingual — English & Spanish

We serve families and businesses across South Florida in both languages, with the same attention and care.

Straightforward Advice

We explain your options in plain terms and help you decide with confidence — never with pressure.

Family protected by Muina Insurance Group
Client Stories
What Our Clients Say
★★★★★
“She took the time to actually explain what I was buying. Got me a better rate than I had before, and I finally understand my coverage. That means a lot.”
MR
Maria R.
Miami, FL
★★★★★
“I was buying my first home and had no idea what insurance I needed. She walked me through everything — flood, home, liability — with no rush and no pressure. Excellent service.”
JL
Jorge L.
Palmetto Bay, FL
★★★★★
“I needed commercial coverage and didn’t know where to start. She compared several carriers, explained the differences clearly, and helped me choose with confidence. I trust her completely.”
SP
Sandra P.
Homestead, FL
Resources
Insurance Tips & Guides

Practical articles to help you understand your options and make confident decisions.

Auto insuranceAuto
May 2025

What Is SR-22 Insurance and Do You Need It?

SR-22 filings are required after certain driving violations. Here’s a clear explanation of when they apply and what to do next.

Learn More →
Home insurance FloridaHome
April 2025

Does Your Home Policy Cover Flooding in Florida?

Standard home insurance policies don’t cover flood damage. This is especially important if you live in South Florida.

Learn More →
Business insuranceBusiness
March 2025

What Does a Business Owners Policy (BOP) Cover?

A BOP combines property and general liability into one policy — a practical, affordable starting point for most small businesses.

Learn More →

Ready to Find the Right Coverage? Let Us Do the Work for You.

786.346.2720 Mon – Fri  •  9 AM – 6 PM Fill Out a Quote Form
Get In Touch
Request a Free Quote

Fill out the form and we’ll respond within one business day — or call us directly if you prefer to speak right away.

Address

9555 SW 175th Terrace #783
Palmetto Bay, FL 33157

Office Hours

Mon – Fri: 9:00 AM – 6:00 PM

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Start Your Free Quote

We’ll compare top carriers and follow up within one business day.

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